Forums

Taking and processing credit cards on your site

Permalink
Hi everyone,

Is there a way to accept credit cards on your site without the need of pay pal?

Thanks,

Cristina
 
ntgross replied on at Permalink Best Answer Reply
ntgross
Sure, but you will need a payment gateway like authorize.net or fastcharge.com or securepay.com - one alternative to a traditional payment gateway is to use Google Checkout.
crisplam replied on at Permalink Reply
Hi,

Thanks for getting back to me. I have another questino. Do all these payment gateway charge for their service similar to pay pal?
For example, pay pal charges I believe 3% for every transaction.

Thanks so much!
senshidigital replied on at Permalink Reply
senshidigital
They normally take a monthly fee and then a percentage of your transactions.
crisplam replied on at Permalink Reply
Oh. So is there a way to avoid "monthly fees," and percentage fees?

Thanks so much!
frz replied on at Permalink Reply
frz
no. Merchant banks are in business to make money. You can negotiate those fees down if you're doing a lot of volume (think iTunes store) but you're always going to pay SOMETHING per transaction.
crisplam replied on at Permalink Reply
Many thanks, Franz, for responding. Many thanks to everyone else whose name I don't know for responding as well.

I know I could do the resarch myself, but if someone knows this without any research, I am just curious, what is better in the long run if your monthly income is about 10-15 k? Pay pal or some other gateway?

Also, if I will charge in Canadian dollars, what method of payment gateway would you recommend? Thanks!