Creating pages with the same name as an actual directory

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One thing I've never been able to work out is what to do if a page is created with the same name as one of the directories in the root of a concrete5 install.

For example, I just created without thinking a page called 'themes'.
Because the themes directory exists, the webserver servers up that directory instead of putting it through concrete5's dispatcher.

I can see why this is happening - in the .htaccess file there is this line:
RewriteCond %{REQUEST_FILENAME} !-d


That says if the request is a directory, don't re-write the request.

If I comment that out, I can then access my 'themes' page, but I'm not sure what else in Concrete5 this might break. For the site i'm working on at the moment, I'm not intending to put anything on the site in sub-folders, everything is going to go through C5.

So is this line in the .htaccess file essential? Anyone know any better solutions?

Cheers
-Ryan

mesuva