I have hit a problem. When I clean install, all the quotes are escaped (in the text showing on the pages). So I set .htaccess and php.ini to set magic quotes as being on, and its good. Using concrete5 more and more (its so awesome!!) I went and changed my php.ini to have magic_quotes=on.
This resolved the 1st issue, but when ever I modified content of a block to include a single quote, the single quote became 2, and would double on each further update.
So I searched here, and at php.net, and in a few other places, then because it was either a wild guess or tetris, I put the local php.ini through the htaccess file on this install. And now, it works!!

So really, I have no problem, I just have to set the local php.ini to have magicquotes on. But given how graceful and elegant the rest of the system is, I am wondering if I have something off somewhere, that may turn big and nasty at some point?!