Hi Michael,

there's a bit more to accepting credit cards directly on your site compared to using paypal. You need to:

- Select a payment gateway, one that has a payment gateway add-on available (a 'payment method') in the concrete5 marketplace. If you find a payment gateway you really want to use but there isn't a add-on available for it, you'll need to engage a developer to create an add-on for it. (not a massive job, but they need to know what they are doing).
- Organise with the payment gateway you've selected any paperwork and hooking up with a bank account. They'll also set you up with a merchant account
- Install your payment method into concrete5, enable and configure it.
- Purchase and have set up an SSL certificate
- Ensure that your website has all required information of the payment gateway or bank (often this is terms and conditions, refund policies, certain contact details, etc)
- Test out transactions in test mode
- Flick the payment gateway over to live mode

Apart from the gateways you can find in the marketplace, I've developed one forhttp://stripe.com , it's in it's final stages of approval by the marketplace peer review board.

Also, unlike Paypal which only charges a % per transaction, credit card gateways often charge a set up fee and a yearly fee (at least that's what they do in Australia). It comes down to whether the extra cost is outweighed by your anticipated increase in sales.

hello friend i have another recommendation for you a new payment gateway for your business named payscout. It gives all of the credit facilities and easy to use just try this out.for more details visit herehttp://www.payscout.com